Met Your Deductible? Here’s Why Now Is the Time to Order Medical Supplies
If you’ve already met your insurance deductible this year, that’s great news! This means your insurance company may now cover most (or even all) of the cost of your medical supplies through the end of December. But when January rolls around, your deductible resets, and your out-of-pocket costs start over.
That’s why now is the perfect time to reorder or stock up on essential supplies. Acting before year-end can save you money and ensure you’re ready for the new year without interruptions.
At CityDME, we help New York residents get insurance-covered medical equipment quickly, easily, and affordably, including incontinence products, diabetes management supplies, and mobility devices.
What Happens to My Deductible After December?
Most insurance deductibles reset on January 1, which means any medical supplies you order after that date may not be covered until you’ve met the new deductible.
If you’ve already reached your deductible this year, your plan might cover the full cost of certain products, from glucose monitors and incontinence supplies to power mobility scooters and more. Ordering now helps you make the most of your insurance benefits before they expire.
Why Timing Matters: Deductibles Reset Every January
Your deductible is what you pay out-of-pocket before your insurance starts paying for your medical care. Once you’ve met it, most covered items cost you little or nothing until the end of the plan year.
For example:
If your deductible is $1,000 and you’ve already reached it, you could pay $0 for your supplies through December 31. But when the new year starts, you’ll need to meet that deductible again before coverage resumes.
Ordering now also helps you beat the January rush, when suppliers, pharmacies, and insurers experience seasonal backlogs.
Medical Supplies You Can Order Before the Year Ends
If you’ve met your deductible, these are some of the most common items you can restock before coverage resets:
1. Incontinence Supplies
Incontinence supplies are often covered by insurance with documentation of medical need. Stock up now to avoid paying more later.
May Include:
- Adult briefs and pull-ons
- Underpads and bed protectors
- Bladder control pads and liners
- Wipes, gloves, and barrier creams
2. Continuous Glucose Monitors (CGMs)
CGMs such as the Dexcom G7 and FreeStyle Libre 3 Plus help track blood sugar in real time and reduce the need for finger pricks. Sensors, transmitters, and readers may all qualify for insurance coverage with a prescription.
Browse & Order Glucose Monitors
3. Power Mobility Equipment
Power wheelchairs and scooters can qualify for coverage when prescribed for medical use. CityDME carries top brands like Shoprider, known for durability, comfort, and dependability, perfect for staying active year-round.
Browse Powered Mobility Products
4. Orthopedic & Recovery Supplies
If you’ve had surgery or a recent injury, now’s the time to replace or refill items that support healing:
- Compression garments and braces
- Cold therapy units
- CPM (Continuous Passive Motion) devices
- Orthopedic shoes and supports
View Orthopedic & Recovery Supplies
5. Wound-Care Supplies
Wound dressings, and other clinical-care items may also qualify for coverage under your DME benefits. If you’re unsure, CityDME’s insurance specialists can help confirm eligibility and handle the paperwork for you.
Explore Our Medical Supplies Store Online
How to Check If You’ve Met Your Deductible
Checking your deductible status is simple:
- Log into your insurance portal or call the number on your card.
- Look for “Year-to-Date Deductible” or “Amount Remaining.”
- Confirm which supplies are covered under your plan.
- Contact CityDME — our team can verify benefits and coordinate with your doctor for any needed documentation.
Even if you haven’t met your deductible yet, some supplies may still qualify for partial coverage.
Why Order from CityDME
When it comes to medical supplies, having a reliable local provider makes all the difference.
New Yorkers choose CityDME because:
- We’re local: Serving residents across Brooklyn, Queens, the Bronx, Long Island, and beyond.
- Fast, discreet delivery: Supplies arrive quickly and privately at your door.
- We handle insurance: Our specialists take care of billing and paperwork so you don’t have to.
- Trusted brands: We offer quality from Dexcom®, Presto®, TENA®, Shoprider®, and more.
- Real people, real help: Friendly support to make sure you get exactly what you need.
Don’t wait until January to reorder — save now while your insurance still covers you.
How CityDME Makes Reordering Simple
Here’s how easy it is to get started:
- Submit your Patient Form.
- We verify your insurance coverage.
- We work with your provider for any required prescriptions.
- Your supplies ship fast straight to your home, no hassle.
FAQ: Common Questions About Year-End Ordering
Q: Can I use my deductible to cover medical supplies?
Yes. Once your deductible is met, most covered supplies (like incontinence or diabetes products) are eligible for insurance payment through year-end.
Q: What happens if I wait until January?
Your deductible resets, which means you’ll have to pay out-of-pocket until it’s met again. That’s why December is the best time to reorder.
Q: Which medical supplies are covered in New York?
New York Medicaid and most private insurers cover incontinence, diabetic, mobility, and some orthopedic supplies when medically necessary.
Q: How do I know if CityDME accepts my insurance?
Our team can verify coverage for you, just complete the Patient Form, visit our store in Brooklyn, or give us a call at (973) 850-3121.
Use It Before You Lose It
As the year wraps up, don’t leave your benefits unused. Once the deductible resets, you could face higher out-of-pocket costs for supplies you rely on every day.
CityDME is proud to serve New York residents with fast delivery, caring support, and help navigating insurance so you can save now, and start 2026 fully stocked and stress-free.
Check Your Coverage Today: Submit Patient Form →
Explore Supplies: Order Medical Supplies →
